📋 Loan Details
Decimal — e.g. 0.05625 = 5.625%
Includes fees — used for total cost
Show snapshot & refinancing scenario at this year
0.01 = +1% rise when you refinance
Optional — adds to the regular payment each month to pay off faster
📊 Loan Summary
Monthly Payment
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Total Interest
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Total Cost
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Interest Rate—
APR—
Monthly Payment (by APR)—
Loan Fees (APR vs Rate)—
Term—
💰 Extra Payment Savings Analysis
Extra monthly payment
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New total monthly payment
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Loan paid off in
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Months saved
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Total interest (with extra payment)
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Total interest (original)
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🎉 Total interest saved
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📅 At Year 5 — Refinancing Snapshot
📈 Loan Status at Year 5
Balance Remaining—
Principal Paid—
Interest Paid—
% of Loan Repaid—
🔄 After Refinancing (+1% APR)
New APR—
Remaining Term—
New Monthly Payment—
Monthly Increase—
Extra/mo to offset rate rise—
📋 Monthly Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|