📋 Loan Details
Decimal — e.g. 0.02625 = 2.625%
Includes fees — used for total cost
Show snapshot & refinancing scenario at this year
0.01 = +1% rise when you refinance
📊 Loan Summary
Monthly Payment
—
Total Interest
—
Total Cost
—
Interest Rate—
APR—
Monthly Payment (by APR)—
Loan Fees (APR vs Rate)—
Term—
📅 At Year 5 — Refinancing Snapshot
📈 Loan Status at Year 5
Balance Remaining—
Principal Paid—
Interest Paid—
% of Loan Repaid—
🔄 After Refinancing (+1% APR)
New APR—
Remaining Term—
New Monthly Payment—
Monthly Increase—
Extra/mo to offset rate rise—
📋 Monthly Amortization Schedule
| Month | Payment | Principal | Interest | Balance |
|---|